Home Rehabilitation

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Need some work done around the house?


Fix up your home with a little help from the City of Huntington Beach.

Sometimes a nice home can fall into disrepair. This may be due to age, weather, or other causes. The City of Huntington Beach is offering homeowners and landlords affordable home improvement financing, if qualified.  Funds can be used to correct code problems and for general property improvements.

Single Family Home Improvement Loans

If you own your home in the City of Huntington Beach, and you meet the City's designated income and rent limits for the Housing Rehabilitation Loan Program, you may be eligible for a low-interest home improvement loan.

The City will lend up to $75,000 to pay for rehabilitation costs for a single family home, townhouse, or condominium. Grants are also available to low income households whose estimated repair costs do not exceed $10,000 for single family dwellings and mobile homes. Grants and loans cannot be combined.

All loans are deferred payment loans with no monthly payments; all loan principal and interest will be due when the title to your home is sold, assigned or transferred. The annual interest rate for all loans is 3%. All borrowers have to pay a $500 processing fee for title search, recording, and other costs; this fee may be included in your loan.

Application Process

1. Contact the City's consultant, GRC Associates, Inc. at (626) 331-6373.
2. If you are determined to be eligible, an inspector will schedule a visit to your home or rental unit to check for code problems and other home improvement needs.
3. Contractors will be invited to bid on the work for your home — you will select the lowest priced, qualified contractor(s).
4. Loan documents will be prepared for an amount to cover the approved work.
5. Contractors will be given approval to begin construction after loan documents are signed. Invoices will be sent to the City for payment.

Homeowner and Tenant Income Limits (2022)

Household Size  Very Low-Income Low-Income
1 $47,450 $ 75,900
2 $54,200 $ 86,750
3 $61,000 $ 97,600
4 $67,750 $108,400
5 $73,200 $117,100

Income levels are based on the median household income for Orange County and are subject to change.

Eligibility Factors

Maximum Loan Amounts

For more information, contact our rehabilitation loan consultants:

GRC Associates, Inc.
8060 Florence Avenue, Suite 303
Downey, CA 90241
(626) 331-6373

Rehabilitation Brochure (English)

Rehabilitation Brochure (Spanish)


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Home Rehabilitation

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Contact Information

City of Huntington Beach
Office of Business Development
2000 Main Street
Huntington Beach, CA
Phone: (714) 536-5582
Fax: (714) 375-5087

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