Need some work done around the house?


Drawing of Handyman

Fix up your home with a little help from the City of Huntington Beach.

Sometimes a nice home Can fall into disrepair. This may be due to age, weather, or other causes. The City of Huntington Beach is offering homeowners and landlords affordable home improvement financing, if qualified.  Funds can be used to correct code problems and for general property improvements.

Single Family Home Improvement Loans

If you own your home in the City of Huntington Beach, and you meet the City's designated income and rent limits for the Housing Rehabilitation Loan Program, you may be eligible for a low-interest home improvement loan.

The City will lend up to $75,000 to pay for rehabilitation costs for a single family home, townhouse, or condominium. Grants are also available to low income households whose estimated repair costs do not exceed $10,000 for single family dwellings and mobile homes. Grants and loans cannot be combined.

All loans are deferred payment loans with no monthly payments; all loan principal and interest will be due when the title to your home is sold, assigned or transferred. The annual interest rate for all loans is 3%. All borrowers have to pay a $500 processing fee for title search, recording, and other costs; this fee may be included in your loan.

Application Process

1. Contact the City's consultant, GRC Associates, Inc. at (626) 331-6373.
2. If you are determined to be eligible, an inspector will schedule a visit to your home or rental unit to check for code problems and other home improvement needs.
3. Contractors will be invited to bid on the work for your home — you will select the lowest priced, qualified contractor(s).
4. Loan documents will be prepared for an amount to cover the approved work.
5. Contractors will be given approval to begin construction after loan documents are signed. Invoices will be sent to the City for payment.

Homeowner and Tenant Income Limits (2020)

Household Size Very-Low Income Low Income

1 $44,850 $71,750
2 $51,250 $82,000
3 $57,650 $92,250
4 $64,050 $102,450
5 $69,200 $110,650


Income levels are based on the median household income for Orange County and are subject to change.

Eligibility Factors

Maximum Loan Amounts

For more information, contact our rehabilitation loan consultants:

GRC Associates, Inc.
858 S. Oak Park Rd.
Covina, CA

Rehabilitation Brochure (English)

Rehabilitation Brochure (Spanish)


Did you know?

Since its inception in 2016, the Homeless Task Force has had more than 1,600 occasions to assist individuals with housing referrals, mental and physical health referrals, bus passes, DMV forms, gas cards, food, mailing addresses, and family reunifications

Home Rehabilitation

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Contact Information

City of Huntington Beach
Office of Business Development
2000 Main Street
Huntington Beach, CA
Phone: (714) 536-5582
Fax: (714) 375-5087

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